Wednesday, January 20

N26 adjusts its offers and adds N26 Smart, the essential for less than 5 euros

To see beyond its 1.6 million customers in France, N26 unveils a new banking offer. N26 Smart offers most of the online services to manage daily life, for less than five euros per month.

From the top of its 5 million customers in Europe and 1.6 million in France, N26 wants to see further and the ambitious German online bank is simply targeting the rest of the world. To do this, she knows she needs a broad offer to satisfy and convert all types of users of her services. So, it multiplies the angles of attack.

Already strong with N26 You (9.90 euros / month) and N26 Metal (16.90 euros), its high-end version, N26 is now targeting those who want a simple, intuitive and less expensive online service while remaining premium. So here is N26 Smart which promises to you ” give back control of your money through innovative services ”.

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N26 Smart also saves money

N26 Smart intends to meet daily needs in a digital way, doing more than the free N26 Standard offer. For 4.90 euros per month, the offer includes most of the neobank service (access to the account, protection, notification of transactions, free payment in foreign currency, monthly budget overview, partner offers and discounts, customer service since the smartphone or the site), with the possibility of choosing the color of your Mastercard card which can be used without contact or for mobile payment (5 withdrawals per month from the ATM).



It is also possible to create sub-accounts Spaces to manage miscellaneous or shared costs (up to 10 N26 users). N26 notably offers the function Rounding, to round up your purchases to the next euro and set aside the difference in a Space to save sub-account.

And autoentrepreneurs also have the right to their version, N26 Business Smart, which includes the same services, at the same monthly rate.

Change for all N26 offers

In addition to launching N26 Smart, the online bank has decided to rethink its entire offer. In the coming months, the current offers will notably change their name:

  • N26 Standard : this will be the digital banking service with no bank card or monthly fees.
  • N26 You becomes N26 International : banking services adapt to those who need use abroad.
  • N26 Metal becomes N26 Unlimited : the high-end offer with exclusive benefits from partners and insurance packages.

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